On getting hacked

Desert lavender
This has nothing to do with my post, but it’s such a beautiful desert lavender plant in our yard I had to share.

I had an issue with my emails and wrote about it HERE last week. I was afraid I was hacked. Or in the very least someone was playing fast and loose with my email address. I set up a new email account and so far everything is going peachy.

But then I heard from someone today that their bank account got hacked. Listen to this: someone got into their bank account online and changed the user name and password so they couldn’t access their account! Then the hacker transferred money out using Zelle. This friend didn’t even use Zelle. But. if a person can get your username and password by hacking into your computer, they can turn on Zelle.

I found a few articles about the scam. Here’s a quote from one:

Stealing money using Zelle is apparently as easy as adding a phone number to a consumer’s checking account, and then telling the bank to “Zelle” money to a hacker-controlled account — at least in some cases.

When following up my story earlier this week about consumers who don’t even use Zelle get hit by Zelle fraud, a bank official told me that’s how it’s done. Criminals — potentially using stolen online banking credentials or credential stuffing attacks — add a cell phone they control to the user’s profile, then send money to the hacker’s account.

After the hacker’s mobile number is added to the bank account, the banks’ confirmation code to verify the transaction is misdirected to that fraudulent number, and the hacker confirms the transaction. So once the account is compromised, a fraudster is able to transfer money out of the account.

https://bobsullivan.net/cybercrime/heres-how-hackers-are-using-zelle-to-raid-bank-accounts-and-why-victim-was-out-1800-until-i-wrote-to-the-bank/

I decided that changing my password wasn’t enough. I turned on two-factor authentication.

Have you ever had a credit card, bank account or email account hacked? What did you do about it?

Bombarded with junk

junk email
One of the many hundreds of junk emails I got today.

I hate email. Not all the time, but often enough.

Today my inbox is flooded with subscription confirmations like the one above.Which makes me wonder if my email has been hacked? I’m literally getting thousands of emails in all languages from random companies asking me to confirm my subscription request.

What is up with that?

Of course I can only read the ones in English. They are addressed to all sorts of different people, none of them me, but they state the subscription request came from my email address.

It makes me nervous that I have been hacked, have a virus or someone is out peddling my email address.

Here’s another one. I’m not Glen Veum.

Has anything like this happened to you? How did you stop it? Should I create a new email address?

Do you think I’ve been hacked?

A few more issues

The latest issue of the HOA newsletter.

I thought with my new laptop I’d be through with computer issues. But an issue came up with the latest issue of the newsletter that I volunteer to do for our homeowner’s association.

If you didn’t read about my computer issues, I was losing files and realized that the “automatic backup” wasn’t backing up. You can read about that HERE.

My new laptop doesn’t have the fonts for the newsletter. I get missing font messages and the type reverts to Helvetica or Geneva which doesn’t look great. So, I asked my son — who created the layout and template for me — to help fix it. He told me to email him the newsletter and he’d convert it to a pdf on his laptop. (He has the fonts.)

After my son made the newsletter look pretty, I sent it off to my newsletter co-editor for proof reading — plus the board of directors for their input.

In the end I received 10 small corrections and tweaks last night. Instead of sending the newsletter to my son to make the corrections, I thought I’d try turning on the old laptop — which has the missing fonts. I thought I’d be able to update the newsletter all on my own. What I discovered is those fonts on my old laptop are missing. too!

So, even with a brand new laptop that’s working great, I still have issues to fix.

With different fonts, spacing is different which changes every page’s layout.

What a mess.

On our beach vacation, our kids are joining us and my son has promised to install the fonts and we won’t have to be emailing the newsletter back and forth in the future.

Do you work on any layouts besides your blogs? Do you enjoy it or find it tedious? What computer problems or glitches have you dealt with?

Live now. Procrastinate later.

watercolor painting of cabin
A watercolor by my grandma of our cabin in Washington.

I have been avoiding a difficult conversation for months now. It’s been eating at me. I’ve prayed to find the right words. I received an email yesterday that I needed to answer — and I realized I was being handed the perfect opportunity. I decided on the outset of the day to call right away and get it over with. But first I took my morning walk.

I think by procrastinating, literally for months, I was building the call into something it wasn’t. I was making a bigger deal out of the call than it was. I knew I’d be anxious all day, so I chose to make the call in the morning.

By putting off the inevitable, I was stressing myself out and generating needless anxiety.

Yes, I did it. I feel like a huge weight is off my shoulders. The person I talked with is very reasonable and understanding. That helps.

I remember working as a financial advisor, I hated some calls more than others. I could easily put some calls off on the back burner — until they absolutely had to be made.

I have a sign sitting on my desk that says “Live now. Procrastinate later.” I should look at the sign a little more often.

What do you do when faced with a conversation you don’t want to have? Do you tackle it right away? Or avoid it at all costs? Do you do the same thing with chores or things you don’t want to do like taxes? Or do you face the monster and end the nightmare?

cat on a desk
Just mow I found Olive on my desk.

Another Eggless Easter

Here are my thoughts on our first Easter without children at home. It was a trend that has continued. Happy GOOD FRIDAY and EASTER everyone! Enjoy the time to celebrate together with friends and family.

My friend's Easter Cupcakes

My friend Linda’s Easter Cupcakes

There won’t be an egg hunt at my house this year. That’s because my husband doesn’t want to dye eggs with me. Add that to my dislike of eating egg salad all week, I’ll have to get over the no Easter egg sadness.

It’s the first year that we haven’t had a child home for Easter. Last year, I forced my 18-year-old to hunt for eggs. She grudgingly dyed the eggs I boiled after I nagged her a few times. Easter morning, I hid them outside around our patio.  I think she really did enjoy looking for them. At least, she went through the paces.

Kat at the Fireman's Annual Egg Hunt.

Kat at the Fireman’s Annual Egg Hunt.

This year, I’ll skip it. Somehow I can’t imagine my husband hunting for them. Or me. After I’ve hidden them. Yes, that would be sad.

Instead, we’ll walk over to O’Donnell golf course for sunrise service. It should be a gorgeous morning up against the mountain with spectacular views.  I’m thinking the last time we did that was before we had kids. We went with our good friends and sat on the dewy grass on a plaid wool blanket.

Funny thing. I see a pattern where we are returning to activities that we haven’t had time to enjoy in years.

egghunt 1

My kids and friends at the annual egg hunt.

My husband just said, “Let’s go to the beach.” We used to pick up our stuff and jump in the car on a few minutes notice and have a beach day. That was before swimming and school activities took over our lives. I think I can get used to this.

Happy Good Friday, everyone!

My son hunting for Easter Eggs. One said "God Has Risen!" His answer? "Did you hear that? Wow!"

My son hunting for Easter Eggs. One said “Jesus Has Risen!” He said, “Did you hear that? Wow!”

Living With Uber Outrage in a Hyper Sensitive World

Olive in an uncivil mood.

Olive in an uncivil mood.

I’m trying very hard to not get caught up in all the over-reacting that’s floating around. Have you noticed a lot of intolerance and anger lately? People seem to get upset and outraged over the littlest things. Like Halloween costumes. Waiting in line. Political opinions. Slow drivers.

Read about how I got yelled at by a total stranger here

How we handle little things and disappointments in life in a positive way can help us become better role models for our kids. It can also change our outlook and make a frustrating day, a better one.

imgres-4I think email, texting, twitter and social media in general can lead to misunderstandings and hard feelings. First of all, by emailing rather than having a conversation, a person can unload in ways they wouldn’t in person. He or she isn’t picking up on verbal and non-verbal cues. The conversation is totally one-sided without any give or take. We don’t have to bother with a discussion or to hear another person’s side of the story.

Online, have you read comment sections on a news or political story? If people can leave comments anonymously, look out! A snarky comment looks like an attaboy compared to the filth and nastiness you’ll read. People don’t tolerate differences of opinions and resort to name calling rather than debate issues. The anonymity of hiding behind a computer rather than facing someone is unleashing hostility and words that quite frankly are better left unsaid

imgres-3Have you ever texted someone or sent an email you didn’t mean to? Or, it went to the wrong person? How about thinking you hung up the iPhone, and you didn’t or pocket dialed the person, and they can hear your subsequent conversation?

It’s hard enough when you’re the one committing the faux pas and even harder when you’re on the receiving end.  Yikes. If this happens to you, take a minute and breathe. Realize you have a choice—how to react. You could get upset. You could make a big deal out of it and be confrontational.  Or, make the choice that it was mistake and no ill will was intended. 

I believe it’s a choice we can make on a daily basis. Take a deep breath when you’re behind a slow driver. When you’re waiting behind an elderly person trying to work the ATM or checking out at the grocery store. Don’t automatically jump on the uber outrage. We don’t have a choice on what is happening, but we do have a choice on how we react.

Baby Olive.

Baby Olive.

I think the best choice is to be “merciful.” This word popped up on my iPad yesterday. It’s not a word we hear spoken out loud these days—unless we’re sitting in a pew. In the everyday world it’s sounds old fashioned and is not practiced much.

I wasn’t quite sure of the exact meaning so I looked it up online at Merriam Webster:

treating people with kindness and forgiveness : not cruel or harsh : having or showing mercy: giving relief from suffering

I’m going to incorporate it in my everyday life when I feel the adrenalin or upset feelings start. I think if a lot more of us practiced mercy, our world would be a whole lot better.

We also need to keep in mind that our kids learn from our behavior. How we react to stress is most likely how they will deal with situations as they grow up.