I had an issue with my emails and wrote about it HERE last week. I was afraid I was hacked. Or in the very least someone was playing fast and loose with my email address. I set up a new email account and so far everything is going peachy.
But then I heard from someone today that their bank account got hacked. Listen to this: someone got into their bank account online and changed the user name and password so they couldn’t access their account! Then the hacker transferred money out using Zelle. This friend didn’t even use Zelle. But. if a person can get your username and password by hacking into your computer, they can turn on Zelle.
I found a few articles about the scam. Here’s a quote from one:
Stealing money using Zelle is apparently as easy as adding a phone number to a consumer’s checking account, and then telling the bank to “Zelle” money to a hacker-controlled account — at least in some cases.
When following up my story earlier this week about consumers who don’t even use Zelle get hit by Zelle fraud, a bank official told me that’s how it’s done. Criminals — potentially using stolen online banking credentials or credential stuffing attacks — add a cell phone they control to the user’s profile, then send money to the hacker’s account.
After the hacker’s mobile number is added to the bank account, the banks’ confirmation code to verify the transaction is misdirected to that fraudulent number, and the hacker confirms the transaction. So once the account is compromised, a fraudster is able to transfer money out of the account.https://bobsullivan.net/cybercrime/heres-how-hackers-are-using-zelle-to-raid-bank-accounts-and-why-victim-was-out-1800-until-i-wrote-to-the-bank/
I decided that changing my password wasn’t enough. I turned on two-factor authentication.
Have you ever had a credit card, bank account or email account hacked? What did you do about it?