Thoughts on cancelling student debt

UC Santa Barbara lagoon
One of the most beautiful campuses ever. UC Santa Barbara where my son went to school.

I want to know what your thoughts are about cancelling student debt. The current administration is considering cancelling $10,000 per debt holder. Some are pushing for $50,000.

Personally, I believe a contract is a contract. If you cancel a loan for college, why stop there? Why not cancel mortgages, car loans and credit card debt? Of course, for those loans there is the option to file for bankruptcy. But not with student loans. Maybe that law should be overturned?

What does this say to those who chose to enlist in the military to help pay for their education? Or those who chose community college not to mention those who paid their loans? What about people who entered into trades like electricians, contractors, plumbers and hair dressers? Should they be paying for a doctor or teacher who has a ton of debt?

The point is the debt doesn’t magically go away. It gets passed on to the rest of us. Many universities have huge foundations. I’m not against the institutions forgiving debt. They could do it.

What do you think? If you disagree with me, please let me know what I’m missing. I truly want to know other points of view. What solutions do you suggest for overwhelming student loan debt?

Have you seen the hilarious autocorrects?

Example of an autocorrect taken from the internet.

My husband and I laugh over the many autocorrects on texts that are posted on the internet. Some are so funny!

But when autocorrect happens to me, it’s really annoying. It mostly happens when I type too fast.

I saw an article in the Wall Street Journal called “Autocorrect Explained: Why Your iPhone Adds Annoying Typos While Fixing Others.” Tpying truble? During the iPhone’s first 15 years, its keyboard software has evolved, but it still sometimes flubs your lines. Here’s how it works and what you can do about it, by Joanna Stern.

Here’s an excerpt:

I get it, complaining about autocorrect feels very 2000-and-late. Yet here in 2022, nearly 15 years since the iPhone’s debut, Apple’s AAPL -0.15%▼ smart typing software can still make us want to break the Guinness World Record for phone throwing. The system still introduces annoying—OK, sometimes hilarious—typos, misspellings and grammatical errors. Perhaps even more than ever before.

But before I git into thast, allow me to make a pont. Go itnto hour iPhone settings and turn off autocrrct. Yeaaasah. Good lyuck typig without it!

If you didn’t catch that, I turned off autocorrect for a day and barely lived to tell the tale. Within minutes, it was clear how much the software is saving us from ourselves.

https://www.wsj.com/articles/autocorrect-explained-why-your-iphone-adds-annoying-typos-while-fixing-others-11651051891?mod=wsjhp_columnists_pos2

The reporter explains what autocorrect is and how it works. That’s something I’ve never thought about. You would think about 15 years of iphones, the bugs would be worked out. If you have access to the Wall Street Journal, this is a very interesting article with lots of detail and information.

Here’s what Stern says about that:

Here’s what’s going on. When you type, the autocorrect algorithms are trying to figure out what you mean by looking at various things, including where your fingers landed on the keyboard and the other words in the sentences, while comparing your word fragment to the words in two unseen dictionaries:

• Static Dictionary: Built into iOS, this contains dictionary words and common proper nouns, such as product names or sports teams. There were over 70,000 words in this when the first iPhone launched and it’s gotten bigger since then.

• Dynamic Dictionary: Built over time as you use your phone, this consists of words that are unique to you. The system looks at your contacts, emails, messages, Safari pages—even the names of installed apps.

“The static dictionary and the dynamic dictionary would be in a little bit of a battle with each other,” Mr. Kocienda said. The software is designed to break the tie, he added, but it doesn’t always pick what you would pick.

https://www.wsj.com/articles/autocorrect-explained-why-your-iphone-adds-annoying-typos-while-fixing-others-11651051891?mod=wsjhp_columnists_pos2

Have you had problems with autocorrect? What is one of the funniest or worst autocorrects you’ve had? Do you read the hilarious autocorrect fails online?

WHAT?! How much for dinner?

Rack of lamb
Rack of lamb I made for Easter dinner. I think we’ll be eating in more and more.

This past weekend we took two couples out to dinner. They are friends as well as clients. I looked at the restaurant’s website to view the menu before we left. I always do that so I don’t take forever deciding what to order.

I was shocked! Prices have gone up since we last went out!!!

This restaurant is nice and known for their delicious food and impeccable service. It’s expensive but not ridiculously so — until now.

My favorite dish is their Dover Sole. Last time I was there, it was in the mid $30s. This past weekend I about lost it when I saw the hefty price tag of $55! I thought, I’ll skip an entree and go with the shrimp cocktail appetizer instead. Nope. $47!

I told my husband we needed to take out a loan to take a party of six out to dinner! Maybe get a HELOC. He said he’d ask his boss for the company credit card.

We were pleasantly surprised when both couples decided to split their entrees with their spouses. We did the same. Also, nobody ordered wine or drinks, but stuck to plain old tap water. Whew! I wonder if they were as shocked at the prices as us? Or, they felt sorry for us. In any case, what decent, kind people.

Also, I talked my husband into splitting the sole with me, so all was good!

What’s the biggest sticker shock you’ve seen since inflation has hit? Is it food, gas or ????

Too many emails

brother and sister photo
My brother and me before anyone had heard of emails.


Is anyone else suffering from a deluge of emails? I get hundreds every day.

I scan through them and delete them in batches of 100 or more. I can’t go through them one by one. It would take up hours each day.

Then I end up deleting the one or two emails that were important.

My son set me up with an email program that had folders that emails automatically went into. For example, all the WordPress emails ended up in the “Social” folder. My inbox would be small and manageable. Unfortunately, this savvy email program went belly up.

So, I’m back to wading through the dredges of advertisements. I find it annoying.

I feel like all the ads we get is defeating the value of emails. I unsubscribe, but the emails keep coming. I’ve never successfully unsubscribed from anything.

What are your thoughts on email? Do you have the same issue with too many and losing the important ones in the crowd? Any suggestions or solutions?

What to do about obnoxious sports parents

diving off the blocks
My daughter diving during at a swim meet where the swimmers were selected from So Cal teams.

As a swim parent, I saw my share of obnoxious swim parents. And I had my own moments of not being able to contain myself — although not to the point of punching a ref out — or yelling at a coach.

I saw so many parents taking over their kids’ sports, coaching from the stands, and yelling at their children when they had a less than awesome swim, that I wrote weekly articles with sports parenting tips. You can read them on SwimSwam Parent Tips on my blog or on SwimSwam HERE.

We hear about “those” parents in the news. Their videos of violence on the field or gym go viral.

I saw an article today that had the perfect solution. Duct tape.

Here’s an excerpt from the NY Post’s “The solution to obnoxious sports parents? Duct tape” by  Kyle Smith:

Last July, a woman on a flight from Dallas to Charlotte bit a flight attendant, then tried to open a door to the plane while screaming. Crisis was averted when she was duct-taped to her seat

An excellent start! Now let’s get out the duct tape for sports parents, who need to sit down, shut up and remember that Pee Wee football is not the Super Bowl. In Mississippi this month, an umpire presiding over a ballgame played by 12-year-olds was punched in the face and given a black eye by a woman wearing a Mother of the Year shirt who had been thrown out of the stands for cursing. “It gets harder and harder to staff these tournaments because no one wants to listen to the verbal abuse and run the risk of what happened to me happening to them,” the umpire, Kristie More, told WLBT

Like other forms of bad behavior (deaths in car crashes are way up), hyper-reactive-sports-parenting seems to have spiked during the pandemic, when tempers have been running as hot as Bidenflation. Even before that, anyone who was thinking about helping out the kids by signing up to be an umpire or a referee would have been smart to buy a Kevlar jacket and make sure his insurance was paid up. “There has been a huge drop off in the number of available referees and officials in youth sports due to the obnoxious behavior of parents,” Rick Wolff host of WFAN radio’s “The Sports Edge” told The Washington Post in 2020

https://nypost.com/2022/04/23/the-solution-to-obnoxious-sports-parents-duct-tape/

I highly suggest you read the article. It’s funny, but highlights what’s wrong with public discourse in today’s world.

What’s the most obnoxious thing you’ve seen parents do? What solutions do you have? Do you think things have gotten worse since the COVID shutdowns?

Motivated by bloggers

cat on SwimSwam magazines
Olive hanging out on top of magazines with my stories inside. She doesn’t want anyone to read them.

I literally dusted off two picture book manuscripts that I wrote 20 years ago — thanks to my blogging community.

I was motivated again by blogger LA for her leap entering a writing competition. In her comments section, I lamented that I had not fulfilled my dream of having a book published. Another blogger along with LA encouraged me to keep going.

Although I’ve won contests, been published by magazines, websites and newspapers — that elusive book deal hasn’t happened.

I realized that it won’t happen — because I quit submitting to agents and publishers two years ago.

When I said I dusted off two picture book manuscripts, it’s because I discovered they aren’t on my laptop, nor are they on icloud. They’re on backup devices that no longer work with my current system. It has been 20 years since they were on my computer or backed up. That’s a lifetime in nano years.

I wondered if I had thrown out all my manuscripts when we moved? If so, my work would be lost. After searching the house and garage, I found two notebooks that I used to keep copies of my manuscripts, a spread sheet of submissions and a bevy of rejection letters. It wasn’t sad to look at the rejection letters, some had personal handwritten notes and were encouraging.

Long gone are the days of the snail mail submission with an SASE (self addressed stamped envelope). I won’t receive hand written notes or form letters in the mail. Everything is done online and many publishers and agents don’t send rejections. If they aren’t interested, they don’t respond. Fortunately, some do reject via email, so I’ll know from those agents and publishers if my submission got lost in the ethers — or not.

I quickly typed the two manuscripts into my laptop and I’ll be off pursing my dream once again.

What are your goals or dreams? Have you stuck with it or did it go by the wayside?

What, me worry?

saguaro in the Sonoran Desert
Saguaro in front of a neighbor’s yard.

It’s snake season. And I’m not happy about it.

I am terribly frightened of snakes. I saw one the other morning at our park while on our walk.

A neighbor texted to tell me that another neighbor found a rattlesnake in her garage. Her husband trapped it in a garbage can and released it five miles away. I don’t know about you, but I wouldn’t feel comfortable driving with a rattlesnake in my car — garbage can or not.

Then last week while we were walking, a neighbor warned us about a huge rattlesnake a few blocks away from where we were headed.

“I’m done!” I said and turned my back and walked back to the house.

Every time I step outside, I take a careful look around. No more walking while looking at my phone. My eyes are peeled. In fact, I’m not spending much time outside anymore.

I googled rattlesnake bites in AZ. This is what I found:

Joe Hymes at the Phoenix Herpetological Sanctuary in north Scottsdale said that with temperatures warming up, this is the time of year that they receive the most calls about snakes.

He told AZ Family, “Most of the time, they are just soaking up the sun, but if you give them space, they will leave you alone.”

Snakes generally hide in cool, damp places.

Hymes explained, “Anywhere [snakes] will not feel overly exposed. They’ll hide under things — bushes, flower pots, raised sheds in the backyard, behind A/C units, behind pool pumps where moisture might condense. Those are all prime rattlesnake hiding spots.”

https://www.iheart.com/content/2021-04-05-its-snake-season-in-arizona-heres-what-to-do-if-you-see-a-venomous-snake/

You know what? Reading that did not make me feel a bit better.

A childhood friend of mine lives in San Diego and was bitten while talking a walk on his lunch hour last week. He said the snake bit him in the calf from behind. He never saw it. He was hospitalized for four days and had one of the worst reactions to a rattlesnake bite the hospital had ever seen.

In Palm Springs, we had rattlesnakes but we saw them on the hiking trails in the surrounding hills, not downtown where we lived.

Do you think my worry about snakes is warranted? Do you have anything you’re afraid of? What the most dangerous thing in your area?